X-Dates for Insurance Agents.
In Your Inbox. Every Month.
2,000+ homeowner X-date records delivered to your email the first week of every month — targeted to your market, formatted and ready to work. No platform. No login. No steps between you and your next prospect.
This Is Not Complicated
Three Steps. That's the Whole Process.
We eliminated every step that wastes your time — the platform login, the search filters, the download queue, the reformatting. Here's what using Bressers X-dates actually looks like.
Tell Us Your Geography
Give us a radius or a list of ZIP codes. Set your monthly stop count. One conversation sets up your subscription — we handle everything after that.
We Pull Your List
Every month we build your custom X-date file — fresh closing records, current contact info, formatted exactly the way you need it. You don't touch a thing.
It's In Your Inbox
First week of the month, your file arrives — CSV or Excel, your choice. Open it, load it, prospect. No login. No download page. No steps in between.
Simple, Transparent Pricing
Two Plans. No Surprises.
Month-to-month. No annual commitment required to start. No activation fee. Choose the plan that fits how you prospect.
Address Only
billed monthly
Best for direct mail campaigns
- 2,000 records per month
- Homeowner name
- Mailing address, city, state, ZIP
- Property closing month, date & year
- Purchase price & est. home value
- Radius or ZIP targeting
- Emailed first week of month
- CSV or Excel format
- Phone numbers not included
- Email addresses not included
With Phone & Email
billed monthly
Best for phone & multi-channel outreach
- 2,000 records per month
- Homeowner name
- Mailing address, city, state, ZIP
- Property closing month, date & year
- Purchase price & est. home value
- Radius or ZIP targeting
- Emailed first week of month
- CSV or Excel format
- Phone numbers where available
- Email addresses where available
Both plans: month-to-month • cancel anytime • no activation fee
Ready to save? Pay for 10 months, get 12.
When you're ready to prepay for the year, we'll give you 2 months free — 12 months of X-date lists for the price of 10. That's $298 back on the Address Only plan, or $358 back on the With Phone & Email plan. No pressure to decide now. Try it month-to-month first.
Need more than 2,000 records or a custom area?
Call us — volume pricing available.
Define Your Territory
You Pick the Market. We Pull the List.
Tell us once how you want your area defined. We set it up and pull to those specs every month — automatically, no re-entering required.
Radius Selection
Define a mile radius around your agency or any address. Great for agents building a geographic farm around their office or client base.
ZIP Code Selection
Choose the exact ZIP codes that match your target market — specific towns, price ranges, or school districts. Call us to adjust any time.
Boat Owners
We flag registered boat owners in your area — a ready cross-sell for agents writing watercraft policies. Already in your file, already in your market.
Multi-Car Households
We identify households with two or more registered vehicles — higher-value prospects for P&C agents who write auto policies.
One Vendor for Everything
We Can Mail It For You Too.
Your X-date list arrives ready to mail. If you want us to handle the mailing — we do that too. Same company. Same phone call. No coordinating between a data house and a print shop.
How Print & Mail Works
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1You approve the mail piece We design a USPS-compliant direct mail piece — postcard, letter, or self-mailer — targeting your X-date list. You review and approve before anything prints.
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2We print and address it Your X-date file goes directly into our production workflow. Every piece is addressed, sorted, and USPS-prepped in-house by our certified mail service team.
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3We drop it at USPS Your mailing goes out. You didn't touch a stamp, a label, or a post office. 80 years of USPS compliance expertise means no penalty postage surprises.
What's in Every Record
Clean Fields. Ready to Work.
Every monthly X-date file includes the core homeowner data P&C agents need for direct mail, phone outreach, and CRM loading.
- Homeowner Name
- Mailing Address
- City, State, ZIP
- Phone *
- Closing Month
- Closing Date/Year
- Purchase Price
- Est. Home Value
- Email Address *
ADDRESS: 4821 Maple Ridge Dr
CITY/ST: Shelby Twp, MI
ZIP: 48316
PHONE: (586) 555-0147 *
EMAIL: mjohnson@email.com *
X-DATE: April
CLOSED: April 2022
PRICE: $312,000
EST VAL: $338,500
Sample for illustration. Actual data varies by geography and record availability.
Why Agents Choose Bressers
80 Years of Data. Zero Fluff.
Since 1946, Bresser's has delivered accurate data and straight talk. No gimmicks. No platforms. No upsells you didn't ask for.
Consistent Monthly Deliveries
First week of every month, without fail. Your pipeline never runs dry because your data never goes missing.
No Platform to Learn
Your data comes by email in the format you already use. Drop it into your CRM or dialer — no login, no training.
USPS Compliance Built In
With 80 years of list & mailing experience Bresser's is a USPS Full-Service Mail Service Provider (MSP) It's safe to say your mail is in good hands.
Real People. Real Answers.
Call 800-995-0570 and talk to someone who knows your account. Not a ticket system. Not a chatbot.
Platform Time Is Not Free Time.
Every month, agents on self-service platforms spend 30–60 minutes logging in, filtering, downloading, and cleaning data. At $149–$179/month, our service doesn't just replace your data source — it gives that labor time back. Before you write a single policy, the subscription is already paying for itself.
Common Questions
X-Dates for Insurance Agents: FAQ
What are X-dates for insurance agents?
An X-date (expiration date) is the month a homeowner's insurance policy is most likely up for renewal, based on their property closing date. Since most homeowners buy coverage at closing, the closing month becomes their annual renewal month year after year. P&C agents use X-date lists to reach prospects 30–60 days before that renewal window — when they're most open to reviewing coverage and switching carriers.
What is a good alternative to Cole X-Dates?
Bresser's Marketing Solutions offers a direct replacement. We email your monthly homeowner X-date file directly to you — no login, no software, no search interface. You get a formatted CSV or Excel file the first week of each month, targeted to your radius or ZIP codes. Month-to-month at $179/month, no annual commitment required. Call 800-995-0570.
How much do X-date lists for insurance agents cost?
Bresser's X-date subscriptions are available at two price points — both month-to-month with no annual commitment required. The Address Only plan is $149/month and includes name, mailing address, and property data. The With Phone & Email plan is $179/month and adds phone numbers and email addresses where available — ideal for agents doing phone outreach or multi-channel campaigns. Agents who prepay 10 months receive 2 months free on either plan. Call 800-995-0570.
How are the X-date lists delivered?
We email your file during the first week of each month in CSV or Excel format — whichever you prefer. Open it and load it straight into your CRM, dialer, or mail house. No platform to log into. No download queue. No steps between your inbox and your first call.
Can I target by ZIP code or radius?
Yes — your choice. Give us specific ZIP codes or a mile radius around any address. We pull to those specs every month. You also set a stop count so your monthly volume stays predictable and manageable.
Can you include boat owners and multi-car households?
Yes. We can flag records within your area that include registered boat owners or households with two or more registered vehicles. For agents writing watercraft or auto policies, these flags let you prioritize the highest-value cross-sell opportunities in your monthly file.
Can Bresser's handle print and mail for my X-date list?
Yes. Our in-house operation handles design, printing, addressing, and USPS delivery — all from the same company that supplies your data. No coordinating between vendors. We've been managing mailings to USPS standards since 1946. Ask for a quote when you call.
I'm switching from Cole X-Dates. How fast can I get started?
Call us today at 800-995-0570. We can typically onboard a new subscriber within a few business days. If you have a deadline — a mailing going out, a campaign already planned — tell us and we'll work to hit that timeline.
About X-Dates
What Are Insurance X-Dates and Why Do P&C Agents Use Them?
How X-Dates Work
Insurance X-dates — short for expiration dates — represent the month a homeowner's policy is most likely due for renewal. Most homeowners purchase coverage at closing, and those policies renew annually on or near the same date each year. A home that closed in September carries a September renewal month. That's the X-date. For P&C agents, X-date lists mean reaching prospects exactly when they're most likely to be shopping — 30–60 days before auto-renewal locks them in.
How Property Closing Data Predicts Renewal Timing
X-date lists are built on publicly recorded property transaction data — closing dates from county recorder filings. When a home closes, lenders require insurance to be in place. That closing month becomes the policy effective date and the annual renewal month for years to come. Bresser's has been working with this data since 1946, enhanced with contact information and optional household filters for boat owners and multi-car households.
How to Work X-Date Lists Effectively
The most effective agents use a multi-touch sequence: a direct mail piece 45–60 days before renewal builds name recognition; a phone call 30 days out — when the prospect knows renewal is approaching — is where most agents generate quotes. Bresser's can support the full sequence. Your monthly file arrives by email ready for your CRM or dialer. If you want to mail the list, our in-house direct mail operation handles design, printing, and USPS delivery. One call, one vendor.
What to Look for in an X-Date Data Provider
Key factors to evaluate: how frequently data is updated, what geographic coverage is available, whether phone numbers are included, and how data is delivered. Platform-based providers require monthly login and data prep — substantial labor overhead. Bresser's eliminates those steps by pulling and emailing your file automatically each month. Optional filters like boat owner and multi-car flags add value for agents writing multiple lines.
Ready to Get Your First X-Date List?
Address Only at $149/month • With Phone & Email at $179/month
Month-to-month, no commitment. Print & mail available.
800-995-0570 Email: information@bressers.com • Local: 313-874-0570