X-Dates: Insurance Policy Expiration Data for Agents

Stop wasting time on renewed policies. Target homeowners when they're ready to switch with precise insurance X-dates data.

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Why Insurance X-Dates Are Essential

Insurance X-dates show you the month when homeowners' policies likely expire, based on their property closing month. Most homeowners purchase insurance at closing, making this timing data invaluable for agents.


Perfect Timing

Contact prospects 30-60 days before their likely renewal month when they're most likely to switch carriers.


Higher Conversion Rates

Agents using X-dates data see 40% higher response rates compared to cold prospecting.


Nationwide Coverage

Access X-dates data in over 350 geographic areas across the United States.

What You Get with X-Dates Online

  • Property closing month data (indicates likely renewal timing)
  • Property closing date and purchase price
  • Estimated current home values
  • Multi-vehicle household identification
  • Landline, cell phone, and email addresses
  • Neighbor targeting around your current customers
  • Export capabilities for direct mail campaigns
  • Geographic filtering by coverage area
  • Unlimited downloads with annual subscription

Sample X-Dates Dashboard

Search Results Preview:

 Property: 123 Main St, Detroit, MI
 Closing Date: March 2020
 X-Date Month: March 
 Purchase Price: $285,000
 Multi-Vehicle: Yes (2 vehicles)
 Phone: (248) 555-0123
 Email: Available

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X-Dates by the Numbers

350+

Coverage Areas

40%

Higher Response Rates

75

Years of Experience

How X-Dates Work

1

Select Your Territory

Choose from 350+ coverage areas and select specific carriers or property types.

2

Filter & Target

Filter by closing month, home values, multi-vehicle households, and geographic areas to find prospects in their renewal timeframe.

3

Export & Contact

Download your targeted list and launch direct mail, phone, or email campaigns to reach prospects at the perfect time.

Frequently Asked Questions

What are X-dates in insurance?
X-dates represent the month when homeowners likely need to renew their insurance policies, based on their property closing month. Since most homeowners purchase insurance at closing, the closing month typically indicates when their annual policy will expire.
How accurate are insurance X-dates?
X-dates are highly reliable because they're based on actual property closing months from public records. While not every homeowner renews in their exact closing month, the vast majority follow this pattern, making it the most accurate timing data available for insurance prospecting.
What information do you provide about each property?
We provide property closing months, closing dates, purchase prices, estimated home values, contact information (phone/email), and multi-vehicle household data. We don't track specific insurance carriers or policy details - just the timing data that helps you contact prospects at the right time.
How do I access X-dates data?
X-dates data is available through our online platform with a low annual subscription. You get unlimited downloads, mapping tools, and export capabilities for your marketing campaigns.
Can I target neighbors of my current customers?
Yes! Our neighbor targeting feature lets you identify homeowners near your existing customers, leveraging the power of referrals and geographic farming strategies.

Ready to Transform Your Insurance Sales?

Join thousands of insurance agents using X-dates to target prospects at the perfect time

Call (800) 995-0570 Request Free Demo